How does Ohio handle “phantom vehicle” claims if a driver swerves to avoid an accident with an unidentified car and crashes?

Ohio allows for uninsured motorist claims in “phantom vehicle” cases—situations where an unidentified vehicle causes an accident without physical contact. For these claims, the driver who swerved must show evidence of the “phantom vehicle” involvement, such as witness statements or video footage, to qualify for coverage under their uninsured motorist policy.